The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.
Responsibilities:
Resolve issues and recommend solutions to moderate problems
Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family
Serve as an industry expert and advisor
Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds
Develop risk management framework and processes for funds
Advise businesses and clients on transaction structures and negotiate credit terms
Has the ability to operate with a limited level of direct supervision.
Can exercise independence of judgement and autonomy.
Acts as SME to senior stakeholders and /or other team members.
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications:
Minimum 4-12 years of relevant experience
Experience in financial analysis, accounting and valuation
Consistently demonstrate clear and concise written and verbal communication
Education:
Bachelor's degree/University degree or equivalent experience
Minimum 4-12 years of experience in credit analysis/credit risk and credit proposals write up covering SME and/or Mid Cap clients in Commercial Banking
Knowledge of commercial risk analytics
Ability to apply credit and risk principles toward business goals
Demonstrate ability to synthesize and prioritize
Proven ability to remain organized in a fast-paced environment
Attentive to details, multi-tasking
Proven interpersonal, organizational and analytic skills
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Job Family Group: Risk Management -------------------------------------------------
Time Type: Full time ------------------------------------------------------
Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
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